Terms of Service
Terms of Service
Effective Date: July 8, 2025
Welcome to whatfintoday.com (“we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use our site.
1. Acceptance of Terms
By visiting or using whatfintoday.com (the “Service”), you confirm that you have read, understood, and agree to comply with these Terms of Service and our Privacy Policy. If you do not agree, you should not use the Service.
2. Changes to Terms
We reserve the right to modify or replace these Terms at any time, at our sole discretion. All changes will be posted on this page with an updated “Effective Date.” Your continued use of the Service after such changes are posted constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed.
3. Use License
Grant of License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal or internal business purposes only. This means you can view, read, and interact with our content for your own benefit, but not for commercial redistribution or unauthorized public display.
Restrictions
You may not without our prior written permission:
Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service.
Distribute, modify, adapt, translate, reverse engineer, decompile, or disassemble any content from the Service.
Publicly display or perform any content from the Service.
Use the Service in any manner that could damage, disable, overburden, or impair the site or interfere with any other party’s use and enjoyment of the Service.
Attempt to gain unauthorized access to any portion or feature of the Service, or any other systems or networks connected to the Service.
4. User Content
Comments and Feedback
You may submit comments, feedback, suggestions, or other content (“User Content”) to our Service, provided that such content is not unlawful, defamatory, obscene, pornographic, infringing on any intellectual property rights of any third party, or otherwise objectionable. You are solely responsible for the User Content you submit.
License to Use User Content
By submitting User Content, you grant us a perpetual, irrevocable, worldwide, royalty-free, non-exclusive, sublicensable license to use, reproduce, adapt, publish, translate, create derivative works from, distribute, publicly perform, and publicly display such content in any media or format now known or hereafter developed. This means we can use your submitted content for the operation and promotion of our Service.
5. Third-Party Links
Our Service may contain links to third-party websites or services that are not owned or controlled by whatfintoday.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any representations about them. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. You access such links at your own risk.
6. Disclaimer of Warranties
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Service or the information, content, materials, or products included on the Service. To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, or completeness of any content, information, or materials on the Service. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected.
7. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall whatfintoday.com, its directors, officers, employees, agents, affiliates, or licensors be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with your access to, use of, or inability to use the Service, even if we have been advised of the possibility of such damages. Your sole and exclusive remedy for dissatisfaction with the Service is to stop using the Service.
8. Indemnification
You agree to indemnify, defend, and hold harmless whatfintoday.com, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms of Service, or your infringement of any intellectual property or other right of any person or entity.
9. Severability
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Korea, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in the Republic of Korea for the purpose of litigating all such claims or disputes.